Engineered to get you the Lowest Rate. 

Empowering you to save the most money on your mortgage refinance by replacing the expense of a loan officer with intuitive technology. Save more, do it yourself. That’s SELFi.

We get it. You want the lowest rate. Let us guide you there.

Why pay a big commission when all you want to do is refinance? You may not realize it, but you pay that commission indirectly through the interest rate. By replacing expensive loan officers with intuitive technology SELFi can pass the savings back to you. 

Can I SELFi?

How do I SELFi?

1. Check your rate
Input your criteria and see 100% accurate rates. Lenders fiercely compete for your loan by providing real-time wholesale interest rates. These are rates that lenders do not offer directly to customers.

2. Apply online

Our intuitive application enables you to apply online quickly and securely. We use an algorithm to match your application with the lender offering the lowest wholesale interest rate at the time of application. You then receive a Loan Estimate from that lender for review.

3. Close your refinance
After you e-sign initial disclosures, your application is managed by an experienced SELFi processor who guides you every step of the way. SELFi is paid a commission from the lender of .625%, which is 1/4 the industry average.  We pass the savings to you in the form of lower rates at lower costs.

Our most frequent question: What’s the catch?

“I will admit I was skeptical at first. I remember asking “what was the catch?” No catch. Everything was truthful. I would honestly recommend using SELFi.”

– Lisa K., FL

“When I first bought my home the process was stressful but refinancing with SELFi was a breeze. I was kept abreast of everything that was happening with my refinance and saved a lot of money. Trust me, you won’t regret the choice to use SELFi. ”

– Lakeita D., FL

“I refinanced to a lower rate with SELFi. The rate I received was .375% better than what my current lender offered.”

– Michael F., CO

Born from Experience

We believe banks and brokers charge too much on refinances. So we are leveraging our years of mortgage experience to deliver a new way to refinance that is better, faster, cheaper.

We’re serious about security and use industry standards to ensure your personal information is securely stored.  We do not sell your information.

SELFi is a licensed corporation by NMLS.
Our NMLS ID # is 1724835.

We exist to save you money. Period.

SELFi was created to help homeowners not just save money, but to save the most money on their refinance. Many mortgage companies talk of service, but we believe the best way we can serve you is to empower you, not keep you in the dark.

Ready to find your lowest rate?