Erica Zepko

Oakland, CA

NMLS# 1301941

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5 years of mortgage experience.
3 years of real estate law.

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B.A. University of California, San Diego.
J.D. Santa Clara University School of Law.

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CA (DRE 01960033)

5.0 rating
2 customer reviews


Erica joined SELFi to offer her clients a better mortgage: more loan programs, faster service, lower interest rates. Erica specializes in using the marketplace to find solutions to meet her client’s goals. Whether it’s getting the lowest interest, purchasing with as little as 3% down, or buying a home with non-traditional income or credit, she can help.

Prior to joining SELFi, Erica was a home loan adviser at Lenda, where she was instrumental in improving the home lending experience with technology. She seeks to leverage that experience to help her client’s have a better mortgage experience through the SELFi marketplace.

Erica is also a member of the state bar of California. She became an attorney so she could use her voice to effectuate positive social change.  A life-long Bay Area native, Erica is an active member of the Oakland community and volunteers her time with home ownership advocacy groups.

Client Reviews

5.0 rating
September 16, 2020

Erica was terrific, never seemed rushed and always eager to explain the process. Most importantly, she locked in a great rate for us and we are really happy with it. I felt the document requests and other items made sense and were easy to submit. I am planning to let friends now about her and Selfi.

Eric B
5.0 rating
May 7, 2020

Erica worked with me to finance a new home in Oakland and I couldn’t have asked for better. She was knowledgeable, accessible, and always eager to help me get through the process. I would highly recommend her services to anyone and would be glad to work with her again in the future. Thank you Erica! You’re the best!
Danny U.

5.0 rating
May 21, 2019

I worked with Erica on my recent refinance. I contacted a lot of people, and got numerous estimates. Erica always came out with the best rates. More than just giving me the best rates, Erica really made me feel like she cared that I was making the right decisions for my goals. She listened and provided guidance. She taught me a lot about real estate during this process, and opened my eyes to some options that I had never realized were possible. She was always quick to respond, and I’m so grateful I found her and Selfi.
Should I or anyone I know need real estate advice or financial assistance I will definitely be reaching out to Erica and Selfi. Thank you Erica!

Amy D.
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