When banks say “no” you deserve a Second Look

SELFi has partnered with vetted independent mortgage brokers that specialize in finding mortgage solutions for customers that do not fit bank guidelines. 

Loan programs include:

  • Purchase or cash-out down to 500 credit score
  • FHA purchase with only 3.5% down
  • VA cash-out to 100% of the appraised value with 500 min credit score.
  • FHA cash-out to 80% of the appraised value with 500 minimum credit score
  • No Doc investment property financing
  • Bank statement only for Self-Employed
  • Mortgage lates or housing event are okay
  • Foreign nationals with no SSN or ITIN required

Real solutions. Not a guilt trip.

Life happens. We get it. There is no judgement here. Our network of brokers love to help people consolidate debt, purchase a dream home, or get on better financial footing. 

How we take a Second Look:

1. Tell us about YOU

Tell us about your financial situation and goals. This enables us to make the best recommendation to empower you in your financial life.

2. Get Matched

SELFi matches your application with a vetted independent mortgage broker that is best suited to provide options for your particular situation. 

3. Review your options

Your independent licensed mortgage broker will review your options with you. SELFi is paid by the broker, not you. We never collect fees from you.

Our most frequent question: What’s the catch?



“SELFi helped my clients with a really difficult REO. They had to go through three lenders before finding someone who would help their unique situation, but SELFi was with them every step of the way, and made it happen. My clients are so happy with their new home!

– Jean A, CA Real Estate Agent


We’ve worked with a few different mortgage companies and brokers over the years, and SELFi was hands down the best.

– Jack M., CA 



“SELFi was able to help me when every other lender said no.”

– Melba S., FL

Trusted. Experienced. Secure.

SELFi, Inc. licensed corporation. Our NMLS ID # is 1724835.

We’re serious about security and use bank level standards to ensure your personal information is securely stored.

We do not sell your information. We do not call you non-stop. We never bait and switch.

Our mission is to help you achieve financial freedom.

When lenders say no, you deserve a second look.

Ready to find your lowest rate?