A Mortgage Marketplace for the Loan you want.
SELFi specializes in three loan options — The absolute lowest rates on simple refinances. Solutions for tough to qualify borrowers. Home purchases with a low down payment.
Choose below to get started:
DIY Refi
- Lowest interest rates in the market
- Self-service online application
- Dedicated mortgage processor
- Quick service
Second Look
- Solutions for tough to qualify
- Expert mortgage advice
- Dedicated mortgage processor
- Loans down to 500 credit score
Low Down Payment
- 5% down Jumbo, no PMI
- Expert mortgage advice
- Dedicated mortgage processor
- Underwritten pre-approval
We’re not a bank or a traditional broker, we’re a modern mortgage marketplace.
Why pay a big commission when all you want to do is refinance? You may not realize it, but you pay that commission indirectly through the interest rate. By replacing expensive loan officers with intuitive technology SELFi can pass the savings back to you. SELFi is not for everyone, it’s only for homeowners seeking to save the most money on their refinance and are willing to apply online.
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Online Lenders |
Traditional Brokers |
Large banks |
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| Experienced mortgage advisers |  |
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| Customized quotes online | |
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Sometimes | |
| Local processors | |
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| Fast turn-times | |
Sometimes | |
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| Speciality financing solutions | |
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| Low rates on refinances | |
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|---|---|
| Experienced mortgage advisers | |
| Customized quotes online | |
| Local processors | |
| Fast turn-times | |
| Speciality financing solutions | |
| Low rates on refinances | |
| Online Lenders | |
|---|---|
| Customized quotes online | |
| Fast turn-times | Sometimes |
| Low rates on refinances | |
|
Traditional Brokers |
|
|---|---|
| Experienced mortgage advisers | |
| Local processors | |
| Fast turn-times | |
| Speciality financing solutions | |
|
Large Banks |
|
|---|---|
| Experienced mortgage advisers | |
| Customized quotes online | Sometimes |
| Local processors | |
How does SELFi work?
1. Lenders compete for your loan
We work with a network of lenders that offer specialty financing solutions and the lowest wholesale interest rates. Our rate page allows you to check interest rates and loan programs with 30+ lenders without one phone call.
2. Apply online
If refinancing, you apply completely online and save. If purchasing, an experienced mortgage adviser will assist you in getting pre-approved. If not ready to be pre-approved, we will chart a path for you to obtain a mortgage that meets your goals. Whether next month or next year, we are dedicated to helping you buy a home.
3. Guide you to closing
Unlike other mortgage marketplaces, we do not sell your data to lenders. Instead, we combine technology and mortgage experts to efficiently close your loan. SELFi is compensated if your loan closes and we are paid by the wholesale lender. Our compensation varies by loan program.
Our most frequent question: What’s the catch?
“I will admit I was skeptical at first. I remember asking “what was the catch?” No catch. Everything was truthful. I would honestly recommend using SELFi.”
– Lisa K., FL
“When I first bought my home the process was stressful but refinancing with SELFi was a breeze. I was kept abreast of everything that was happening with my refinance and saved a lot of money. Trust me, you won’t regret the choice to use SELFi. ”
– Lakeita D., FL
“I refinanced to a lower rate with SELFi. The rate I received was .375% better than what my current lender offered.”
– Michael F., CO
Born from Experience
We are changing the way you purchase or refinance for the better. We’re serious about security and use industry standards to ensure your personal information is securely stored. We do not sell your information.
SELFi is a licensed corporation by NMLS.
Our NMLS ID # is 1724835.
Our mission is to help you achieve financial freedom.
Whether it’s getting you the best deal on your refinance, finding a solution when banks say “no”, or helping you purchase your dream home with a low down payment, we are here to help.