Compare wholesale mortgage rates. Completely online.

SELFi is a mortgage marketplace specializing in three key areas — Lowest rates on refinances. Solutions for those with imperfect credit. Low down payment options for home shoppers.

Choose below to get started:

DIY Refi

  • Lowest rates on refinances
  • Self-service online application
  • Dedicated mortgage processor
  • Quick service

Second Look

  • Solutions for tough to qualify
  • Expert mortgage advice
  • Dedicated mortgage processor
  • Loans down to 500 credit score

Low Down Payment

  • 5% down Jumbo, no PMI
  • Expert mortgage advice
  • Dedicated mortgage processor
  • Underwritten pre-approval

We’re not a bank or a traditional broker, we’re a modern mortgage marketplace.

Why pay a big commission when all you want to do is refinance? You may not realize it, but you pay that commission indirectly through the interest rate. By replacing expensive loan officers with intuitive technology SELFi can pass the savings back to you. SELFi is not for everyone, it’s only for homeowners seeking to save the most money on their refinance and are willing to apply online.

Can I SELFi?

Online Lenders
Traditional Brokers
Large banks
Experienced mortgage advisers
Customized quotes online Sometimes
Local processors
Fast turn-times Sometimes
Speciality financing solutions
Low rates on refinances
Experienced mortgage advisers
Customized quotes online
Local processors
Fast turn-times
Speciality financing solutions
Low rates on refinances
Online Lenders
Customized quotes online
Fast turn-times Sometimes
Low rates on refinances

Traditional Brokers

Experienced mortgage advisers
Local processors
Fast turn-times
Speciality financing solutions

Large Banks

Experienced mortgage advisers
Customized quotes online Sometimes
Local processors

 

How does SELFi work?

1. Lenders fiercely compete for your loan
We work with a network of lenders that offer specialty financing solutions and the lowest wholesale rates. Check rates and apply for your mortgage completely online.

2. Review and E-sign disclosures like the Loan Estimate

After you apply online, you will receive initial disclosures from the lender such as the Loan Estimate. If all looks good, e-sign the disclosures to proceed. A dedicated mortgage coach is available if you have any questions. Our licensed mortgage coaches average over 7 years of experience.

3. Guide you to closing
SELFi does not sell your information. We guide you ever step of the way and only get paid if your mortgage closes. SELFi is compensated by the wholesale lender. Our compensation varies by loan program.

Our most frequent question: What’s the catch?

“I will admit I was skeptical at first. I remember asking “what was the catch?” No catch. Everything was truthful. I would honestly recommend using SELFi.”

– Lisa K., FL

“When I first bought my home the process was stressful but refinancing with SELFi was a breeze. I was kept abreast of everything that was happening with my refinance and saved a lot of money. Trust me, you won’t regret the choice to use SELFi. ”

– Lakeita D., FL

“I refinanced to a lower rate with SELFi. The rate I received was .375% better than what my current lender offered.”

– Michael F., CO

Born from Experience

We are changing the way you purchase or refinance for the better. We’re serious about security and use industry standards to ensure your personal information is securely stored. We do not sell your information.

SELFi is a licensed corporation by NMLS.
Our NMLS ID # is 1724835.

Our mission is to help you achieve financial freedom through self-empowerment.

Whether it’s getting you the best deal on your refi, helping you consolidate debt when others say no, or helping your dream home become possible, we are here to help.

Ready to find your lowest rate?