Helping American homeowners pay less mortgage interest.

Empowering you to save. That’s SELFi®. 

Choose below to get started:

DIY Refi

  • Lower interest rates
  • Online application
  • Quick service

Second Look

  • More lenient guidelines than banks
  • Real solutions for bad credit 
  • Honest, independent advice

Purchase

  • Lower interest rates
  • Expert, independent mortgage advice
  • Underwritten pre-approval

We’re not a bank or a traditional broker, we’re a modern mortgage marketplace.

Why pay a big commission when all you want to do is refinance? You may not realize it, but you pay that commission indirectly through the interest rate. By replacing expensive loan officers with intuitive technology SELFi can pass the savings back to you. SELFi is not for everyone, it’s only for homeowners seeking to save the most money on their refinance and are willing to apply online.

Can I SELFi?

Online Lenders
Traditional Brokers
Large banks
Experienced mortgage advisers
Customized quotes online Sometimes
Local processors
Fast turn-times Sometimes
Specialty financing solutions
Below-market interest rates
Experienced mortgage advisers
Customized quotes online
Local processors
Fast turn-times
Specialty financing solutions
Low rates
Online Lenders
Customized quotes online
Fast turn-times Sometimes
Low rates on refinances

Traditional Brokers

Experienced mortgage advisers
Local processors
Fast turn-times
Specialty financing solutions

Large Banks

Experienced mortgage advisers
Customized quotes online Sometimes
Local processors

 

Why SELFi?

1. Lower Interest Rates
Our marketplace of 30 lenders compete for your loan with real interest rates, in real time. No more bait and switch. The result is lower interest rates on all loan types. Don’t believe us? See for yourself. Our rate page enables you to check customized interest rates without a single phone call.
2. More Loan Programs

With a marketplace of 30 lenders, SELFi has access to over 1,000 programs. Not every loan fits conforming bank guidelines. So whether it’s buying with less of a down payment, qualifying with a lower credit score, or any other reason, bring us your challenges. We relish in finding solutions when banks cannot.

3. Better Advice (when you want it)
We NEVER sell your data. So unlike other mortgage sites, you don’t get a million phone calls by aggressive sales agents. Instead, a licensed and experienced independent mortgage adviser guides you every step of the way home.

What our customers have to say

 

“I will admit I was skeptical at first. I remember asking “what was the catch?” No catch. Everything was truthful. I would honestly recommend using SELFi.”

- Lisa K., FL

 

 

“Refinancing through SELFi is the best financial choice I've made in 2019. ”

- Wanjie Z., CA

 

“I shopped for the best deal on my refinance with Chase, Better.com, BlueBrick and it was through SELFi that got me the best rate and lowest PMI."

- Prassana W., CA

Born from Experience

We started SELFi after being disappointed by other mortgage sites. Non-stop calls, aggressive sales tactics, bait and switched on rates. There had to be better way! We believe it’s putting YOU in control.

We’re serious about security and use industry standards to ensure your personal information is securely stored. We do not sell your information.

SELFi is a licensed corporation by NMLS.
Our NMLS ID # is 1724835.

Our mission is to help you achieve financial freedom sooner.

Whether it’s saving you money by paying less interest, finding a solution when banks cannot, or helping you purchase your dream home, we are here to help.

Ready to find your lowest rate?