Rates for the Wise

2/20/2024

No Point, No Lender Fee, Refinance Rate: 6.375% / 6.386% APR*

No Point, No Lender Fee, VA IRRRL Rate: 5.990% / 6.042% APR*

No Point, No Lender Fee, FHA Streamline Rate: 5.875% / 6.547% APR*

Contact us for no B.S. mortgage advice.

SELFi by the Numbers

Mortgages Brokered

Mortgage interest saved vs Avg. broker

Mortgage & Real Estate Education Resources

How to Read a Loan Estimate like a Mortgage Pro

How to Read a Loan Estimate like a Mortgage Pro

In a nutshell: 1) Check if the rate is locked in the top-right hand corner. 2) Check Origination Costs in Section A. 3) Compare against lender credit in Section J. 4) Disregard escrow and prepaid...

A Retiree’s Guide to Mortgage Refinancing

A Retiree’s Guide to Mortgage Refinancing

Congratulations, you’ve made it to retirement. Now what? Golf, travel, relax by the beach, refinance your mortgage. Say, what? Conventional wisdom holds that you shouldn’t have a mortgage to pay by...

The Pros & Cons of the New 40 Year Mortgages

The Pros & Cons of the New 40 Year Mortgages

You’ve heard of the 15-year mortgage and the 30-year mortgage, but soon, for a select group of borrowers, there’ll be a 40-year mortgage option. Ginnie Mae, the government-owned mortgage bond...

Top 3 Mistakes Homeowners Make when Refinancing

Top 3 Mistakes Homeowners Make when Refinancing

  Number 1: You choose the wrong company It's as simple as that. According to the CFPB, 47% of mortgage applicants fail to shop around for their mortgage. Most often, homeowners will refinance...

Do you know about wholesale interest rates?

Do you know about wholesale interest rates?

I always tell people, the biggest competition for SELFi is consumer misunderstanding. The more knowledgeable a customer is about mortgage rates, the more likely SELFi will earn his or her...

*Disclosure

Interest rate is based on excellent credit (780+), 60% LTV, not taking cash-out, single family home, primary residence, no origination points, and no lender fees. There may be 3rd party fees like title and escrow.