A Mortgage Marketplace for the Loan you want.
Lower interest rates. More loan programs. No sales calls. That’s SELFi.
Choose below to get started:
DIY Refi
- Lowest interest rates in the market
- Online application
- Quick service
Second Look
- Solutions for tough to qualify
- Independent mortgage advice
- Loans down to 500 credit score
Low Down Payment
- 5% down Jumbo, no PMI
- Independent mortgage advice
- Underwritten pre-approval
We’re not a bank or a traditional broker, we’re a modern mortgage marketplace.
Why pay a big commission when all you want to do is refinance? You may not realize it, but you pay that commission indirectly through the interest rate. By replacing expensive loan officers with intuitive technology SELFi can pass the savings back to you. SELFi is not for everyone, it’s only for homeowners seeking to save the most money on their refinance and are willing to apply online.
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Online Lenders |
Traditional Brokers |
Large banks |
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| Experienced mortgage advisers |  |
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| Customized quotes online | |
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Sometimes | |
| Local processors | |
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| Fast turn-times | |
Sometimes | |
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| Speciality financing solutions | |
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| Low rates on refinances | |
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|---|---|
| Experienced mortgage advisers | |
| Customized quotes online | |
| Local processors | |
| Fast turn-times | |
| Specialty financing solutions | |
| Low rates | |
| Online Lenders | |
|---|---|
| Customized quotes online | |
| Fast turn-times | Sometimes |
| Low rates on refinances | |
|
Traditional Brokers |
|
|---|---|
| Experienced mortgage advisers | |
| Local processors | |
| Fast turn-times | |
| Specialty financing solutions | |
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Large Banks |
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|---|---|
| Experienced mortgage advisers | |
| Customized quotes online | Sometimes |
| Local processors | |
Why SELFi?
1. Lower Interest Rates
Our marketplace of 30 lenders compete for your loan with real interest rates, in real time. No more bait and switch. The result is lower interest rates on all loan types. Don't believe us? See for yourself. Our rate page enables you to check customized interest rates without a single phone call.
2. More Loan Programs
With a marketplace of 30 lenders, SELFi has access to over 1,000 programs. Not every loan fits conforming bank guidelines. So whether it's buying with less of a down payment, qualifying with a lower credit score, or any other reason, bring us your challenges. We relish in finding solutions when banks cannot.
3. Better Advice (when you want it)
We NEVER sell your data. So unlike other mortgage sites, you don't get a million phone calls by aggressive sales agents. Instead, a licensed and experienced independent mortgage adviser guides you every step of the way home.
What our customers have to say
“I will admit I was skeptical at first. I remember asking “what was the catch?” No catch. Everything was truthful. I would honestly recommend using SELFi.”
- Lisa K., FL
“I was kept abreast of everything that was happening with my refinance and saved a lot of money. Trust me, you won't regret the choice to use SELFi. ”
- Lakeita D., FL
“I refinanced to a lower rate with SELFi. The rate I received was .375% better than what my current lender offered.”
- Michael F., CO
Born from Experience
We started SELFi after being disappointed by other mortgage sites. Non-stop calls, aggressive sales tactics, bait and switched on rates. There had to be better way! We believe it's putting YOU in control.
We’re serious about security and use industry standards to ensure your personal information is securely stored. We do not sell your information.
SELFi is a licensed corporation by NMLS.
Our NMLS ID # is 1724835.
Our mission is to help you achieve financial freedom sooner.
Whether it’s saving you money by paying less interest, finding a solution when banks cannot, or helping you purchase your dream home with a low down payment, we are here to help.