Mortgage Education Blog

When it comes to protecting your home, choosing the right insurance provider is crucial. Hippo Insurance has gained attention as a modern and innovative player in the homeowners insurance market. In this blog post, we will examine the pros and cons of Hippo Insurance...

When it comes to securing a mortgage, your credit score plays a vital role in determining the interest rate you'll be offered. In this article, we'll address common questions and misconceptions related to credit scores and mortgage rates to help you better understand...

1. Start with a Plan Before you begin the process of buying a property or securing a mortgage, it's essential to have a clear plan in place. Take the time to assess your current financial situation and determine what you can afford. Consider your short- and long-term...

Appraisal bias is a significant issue in the real estate industry that can have far-reaching consequences. It occurs when an appraiser's personal opinions or beliefs influence the valuation of a property, resulting in appraisals that are not impartial or accurate. In...

1. Start Saving Early The earlier you start saving for a down payment, the more time you have to accumulate funds. By starting early, you'll have more time to save money and you'll be able to take advantage of compound interest, which can help your savings grow...

It's no secret that Amazon.com is one of the largest and most successful companies in the world. With a market capitalization of over $1.0 trillion and operations spanning across a wide range of industries, the company has established itself as a major player in the...

If you're a homeowner, you may have recently received a notice in the mail or via email that the lender you make your mortgage payments to has changed. This can be a confusing and unsettling experience. It's important to know that it's a common practice in the...

When it comes to buying a home, one of the most important things to consider is your mortgage. Understanding the costs associated with your mortgage, including your monthly payment and the total interest and principal you'll pay over the life of your loan, is crucial...

When buying or refinancing a property, a preliminary title report is a crucial step in the process. This document, also known as a "prelim," is prepared by a title company and outlines the condition of the title to a specific property. In this post, we'll explain what...

When you refinance your mortgage, you may be wondering why there is a charge for something called "prepaid interest." Essentially, prepaid interest is the interest that accrues from the date of closing until the end of the month. Mortgage interest is paid in arrears...