Lower Interest Rates. Faster Closings.     More Transparency.

As low as 2.750%, 2.947% APR on a 30-year fixed conventional loan as of 1/7/22

Looking for Refinance Rates?

SELFi has access to Wholesale Interest Rates

These are not the same rates lenders can provide directly to you, or that are offered on most other websites. These low interest rates are only available through SELFi.

How it works

1. Check Home Purchase Interest Rates

SELFi has access to wholesale rates from lenders like Rocket Mortgage. We empower you to compare and apply and pass the savings back.

2. Select Rate

Choose the rate you want, answer some questions about your goals, and a licensed SELFi Mortgage Coach will guide you through the process.

3. Get pre-qualifed and make offers.

SELFi is experienced at helping home-buyers from pre-qualification to closing.

Why are rates lower with mortgage brokers than working directly with the lender?

It’s because lenders provide mortgage brokers wholesale interest rates.

Average U.S. Mortgage Rates (weekly)

FreddieMac: Primary Mortgage Market Survey (PMMS)

Which option is right for you?

Our advice is to think about how long you anticipate owning your home.

If you plan on owning your home for a long time and never refinance again, then you are better off choosing a lower rate and having closing costs.

Conversely, if you think you may sell your home or refinance in the near future, you are better off choosing a higher rate that provides credits to cover the closing costs.

This is because, the longer you have your new mortgage, the more you save by paying less interest.


FAQ: SELFi vs. Better Mortgage: Who’s better?

Read this helpful comparison and explanation to determine the difference and what is best for you.