Your dream home is closer than you think.

One mortgage application shopped across 30 lenders ensuring we find the best loan for your home purchase.

Stop waiting. Start home shopping.

Your path home starts here:

We’re experts in low down payment mortgage options:

5% down

Jumbo mortgage, no PMI, loan amounts up to $2M

3% down

Conventional mortgage with potentially no monthly PMI

3.5% down

FHA loans available to 580+ credit scores

10% down

FHA loans with credit scores 500 – 579

10% down

Bank statement program for Self-Employed

20% down

No doc investment properties

SELFi combines technology and expertise to find mortgage solutions tailored to you.

It’s the best of both worlds. Check rates and apply online. Expert guidance when you need it. 

How it works

1. Apply for your loan
With 30 lenders in our marketplace and over 1,000 loan programs, we are able to get you pre-approved to buy a home when banks cannot. If you are not ready to be pre-approved, we will devise a plan so that you can be pre-approved in the future. Whether it’s next month, or next year, we are committed to helping you buy a home.
2. Shop for homes

After your loan is pre-approved you and realtor can begin shopping for homes. Fun! We keep you up-to-date on your mortgage. For some loans, you can lock and shop. If rates go down, you can float to a lower interest rate. If rates go up, your interest rate is already locked in.

3. Close your loan and get your house keys
We NEVER sell your data. Instead we combine technology and independent mortgage experts to efficiently close your loan. An independent mortgage coach guides you every step of the way and is available to answer any and all questions. You do not pay SELFi a dime, we are compensated by the lender.

Our most frequent question: What’s the catch?


SELFi enabled me to purchase in San Francisco with only 5% down… I didn’t even know that was possible!

– Miriam A., CA


“SELFi helped my client purchase her first home in San Francisco with only 5% down! ”

– Jean A., CA Real Estate Agent


“We’ve worked with a few different mortgage companies and brokers over the years, and SELFi was hands down the best.”

– Jack M., CA

Trusted. Experienced. Secure.

SELFi is a digital mortgage broker and a licensed corporation. Our NMLS ID # is 1724835.

The founder of SELFi has helped over 1,000 homeowners complete a mortgage transaction.

We’re serious about security and use bank level standards to ensure your personal information is securely stored.

We do not sell your information. We do not call you non-stop. We never bait and switch.

We help you obtain a mortgage tailored to your unique situation. 

SELFi helps home buyers achieve their dream home. With access to thousands of loan programs, we are enable you to the right mortgage at a lower interest rate.

Ready to find your lowest rate?