Mortgage Coaches

Mortgage experts. Deal finders. Trusted guides.

The Mortgage Coaches at SELFi work 1-on-1 with you to answer your loan questions, find the best rates and loan packages, and help you make a great, informed decision on your home purchase or refinance.

Our Mortgage Coaches


Joseph Flannery

5.0 rating

San Francisco, CA

8 yrs experience | Licensed in CA, FL, CO | NMLS ID# 791180

In addition to being the CEO of SELFi, Joseph is an active mortgage coach. He is focused on providing tangible value to his clients: lower interest rates, more options, better advice.


Erica Zepko

5.0 rating

Oakland, CA

4 yrs experience | Licensed in CA | NMLS ID# 1301941

As a lifelong idealist, Erica became an attorney so she could use her voice to effectuate positive social change. Erica entered the mortgage industry having seen firsthand the devastating effects of the housing crisis through her private practice. She specializes in finding solutions for complex transactions and loves to beat big banks on interest rates.

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