Raul Ramirez

Moraga, CA

NMLS# 952652

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17 years of mortgage experience.
5 years of real estate agent experience.

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B.A. California Miramar University

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CA (DRE 01424557)

5.0 rating
7 customer reviews
Very good0%


Raul brings a wealth of mortgage and real estate experience to each client interaction. Prior to SELFi, Raul was a top producing mortgage banker at Bank of America. While there, he saw first-hand how inefficiencies can result in higher interest rates and unnecessary fees for consumers.

Raul joined SELFi because he was inspired by the mission to educate consumers to obtain better terms on their mortgage and leverages the FinTech platform to help each clients reach their financial goals sooner. Raul is bilingual and is fluent in Spanish. Estoy comprometido a ayudarlo a obtener los mejores términos en su hipoteca.


Client Reviews

5.0 rating
November 17, 2020

I am typically very skeptical, especially with companies I have not heard of before. But I did my research and everything led me to believe that I could trust SELFi. Joseph was extremely responsive and addressed my concerns immediately. He introduced me to Raul, who couldn’t have been more helpful and knowledgeable – and QUICK- to get me through the process! From start to finish, it was by far the easiest and quickest refinance I’ve ever done, and I am thrilled with the results! Thank you Raul (& Joseph) for the excellent experience!

Karen Eddy
5.0 rating
November 9, 2020

Raul was amazing and such a pleasure to work with. This was my first Re-Fi and he was there to answer all of my questions along the way. He was very responsive and knowledgeable. I would highly recommend Raul and SelFi for your next refinance as the process is extremely easy and Raul helps walk you through the whole process.

Jason R.
5.0 rating
October 17, 2020

I was a client of Raul’s for a refinance. Raul was amazing! He was very knowledgeable, always available and answered every one of my million questions with the patience of a saint. I could not have had a better experience with this process. I very highly recommend Raul, he is great!

Marianne Thompson
5.0 rating
October 16, 2020

I looked around several brokers for my refinance and Raul gave me the best offer. All processes were transparent and quick. I highly recommend him.

J. Lee
5.0 rating
October 16, 2020

Trying to Refinance during the 2020 Pandemic was tricky, especially when you are Self Employed. Raul and I had many discussions and he navigated all the extra steps required by lenders, and proactively got me a lower rate even after we locked. Raul, was always responsive, and even answers his cell after hours! Great Outcome overall! Thanks Raul!

E. Chang
5.0 rating
October 16, 2020

I cannot ask for better experience than what Raul has provided us! He is super responsive and professional. I never hesitated to rely on his knowledge when making my decisions. The entire refi process was so smooth and efficient. I am so glad I had opportunity to work with Raul and SELFi. I look forward to more future opportunities to working with them!

Jing Hanson
5.0 rating
September 12, 2020

Working with Raul was great. What I liked most about Raul was how responsive he was. He was very quick to respond to any questions or concerns throughout the week. He definitely made the process very easy and painless.

Ortencia Lopez De Vargas
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