Lenders compete for your mortgage refinance without one phone call
100% accurate real-time interest rates. No more time wasted on the phone. No more fear of bait and switch.
As low as 2.125%, 2.281% APR on a 30-year fixed conventional loan as of 7/19/21
Our trusted lenders provide us wholesale interest rates
These are not the same rates they provide directly to you, or that are offered on most other websites. These low interest rates are only available through SELFi — simply because we believe you deserve fair rates.
Why DIY Refi?
1. Lower Interest Rates
Partners, like Rocket Mortgage, provide us their wholesale rates. Since we empower you to shop and apply, we pass the savings to you.
Your licensed SELFi mortgage coach is there to support you. Most loans close in under 30 days.
Unlike other mortgage sites, we are focused on educating and empowering you.
Which option is right for you?
Our advice is to think about how long you anticipate owning your home and calculate the break-even point.
The longer you own your home and have this mortgage, the more you benefit from a lower rate. Conversly, if you think you may sell your home in a few years, it’s likely more beneficial to choose a rate that provides a lender credit.