We work with proven, experienced mortgage lenders to find you the best possible rates
We strive to always be transparent, so no bait-and-switch or annoying sales calls here. Below a list of who we work with and details about each, so you can be more fully informed about your mortgage process.
Mortgage Lending Partners
Lender Details
Detroit-based Quicken Loans, Inc. is the nations’s largest mortgage lender. In 2019, Quicken Loans closed $145B in loans. Quickens Loans Mortgage Services is Quicken Loans wholesale channel where they work with 3rd party originators like SELFi. As a Pinnacle Partner of Quicken Loans, SELFi members are able to receive benefits such as free credit improvement plans, lower interest rates, and free lock extensions.
NMLS
3030
Headquartered
Detroit, MI
Founded
1985
Min Down Payment
3%
Min Credit Score
580
Services Loan
Quickens Loans Mortgage Services intends to retain servicing after closing but retains the right to transfer
United Wholesale Mortgage

HomePoint

Lender Details
NMLS
7706
Headquartered
Ann Arbor, MI
Founded
2007
Min Down Payment
3%
Min Credit Score
580
Services Loan
Yes. Intends to service for life of the loan.
Caliber Home Loans

Lender Details
Caliber Home Loans and Vericrest Financial merged in 2013. Many of their senior executives worked directly with borrowers earlier in their careers and have created a lender that understands today’s home-buyer. Caliber services over $129B in mortgage loans which represents more than 590,000 customers.
NMLS
15622
Headquartered
Irving, TX
Founded
2013
Min Down Payment
3%
Min Credit Score
580
Services Loan
Yes. Services 94% of loans closed.
Carrington Mortgage Services

Lender Details
Carrington Home Loans and Vericrest Financial merged in 2013. Their mission is to deliver exceptional customer care to their borrowers and investors.
NMLS
2600
Headquartered
Anaheim, CA
Founded
2007
Min Down Payment
3%
Min Credit Score
500
Services Loan
Yes.
LDWholesale

Lender Details
Headquartered in Southern California, loanDepot employes 6,400 team members across the country. The company has funded over $165 billion since inspcetion and is passionate about emerging financial tehcnology.
NMLS
174457
Headquartered
Foothill Ranch, CA
Founded
2009
Min Down Payment
3%
Min Credit Score
580
Services Loan
Yes.
NewRez

Lender Details
NewRez, formerly known as New Penn Financial, is a ntional mortgage lender whose financial strength allows them to develop and deliver innovative products, particularly for Jumbo mortgages.
NMLS
3013
Headquartered
Plymouth Meeting, PA
Founded
2007
Min Down Payment
3%
Min Credit Score
580
Services Loan
Yes.
JMAC Lending

Lender Details
JMAC Lending has funded more than $14 billion in mortgage loans, specializing in Jumbo mortgages.
NMLS
53112
Headquartered
Santa Ana, CA
Founded
1997
Min Down Payment
5%
Min Credit Score
680
Services Loan
Yes.
Angel Oak Mortgage Solutions

Lender Details
Angel Oak Mortgage Solutions offers non-QM and specialized mortgage solutions. Angel Oak’s programs are specifically designed to borrowers who do not meet conventional financing guidelines.
NMLS
1160240
Headquartered
Atlanta, GA
Founded
2013
Min Down Payment
5%
Min Credit Score
500
Services Loan
Yes.
One American Mortgage

Lender Details
One American leadship team has extensive technology and mortgage experience in origition. They believe the traditional mortgage banking system is broken and have a vision to execute the next generation of mortgage lending.
NMLS
421860
Headquartered
San Francisco, CA
Founded
2013
Min Down Payment
5%
Min Credit Score
500
Services Loan
No.
Athas Capital Group

Lender Details
Athas Capital Group’s is driven by their belief that there was an underserved non-prime market.
NMLS
275237
Headquartered
Calabasas Hills, CA
Founded
2008
Min Down Payment
5%
Min Credit Score
350
Services Loan
Yes.
Citadel Servicing

Lender Details
Citadel Servicing Corp. is a leading non-qm / non-prime wholesale lender. Citadel specializes in alternative income products, such as bank statements, asset depletion and verification of employment.
NMLS
144549
Headquartered
Irvine, CA
Founded
2003
Min Down Payment
10%
Min Credit Score
500
Services Loan
Yes.
AltLoan

Lender Details
AltLoan is a new kind of lender focused on non-QM loans such as no ratio investment loans, bridge, and fix and flip.
NMLS
103098
Headquartered
Irvine, CA
Founded
2000
Min Down Payment
10%
Min Credit Score
500
Services Loan
Yes.
Sun West Mortgage Company

Lender Details
SunWest Mortgage Company is an FHA and VA approved full service mortgage banker. SunWest is also an approved HUD Reverse Mortgage Lender/Servicer.
NMLS
3277
Headquartered
Buena Park, CA
Founded
1980
Min Down Payment
3.5%
Min Credit Score
500
Services Loan
Yes.
REMN

Lender Details
REMN Wholesale is a division of Homebridge Financial Services. It’s focused on providing same-day turn-times on new files and unmatched customer service.
NMLS
6521
Headquartered
Iselin, NJ
Founded
1991
Min Down Payment
3%
Min Credit Score
580
Services Loan
Yes.
Hometown Equity Mortgage dba theLender

Lender Details
theLender was created by a group of industry veterans focused on deliver customer-centric solutions, particularly with investment properties.
NMLS
133519
Headquartered
St. Peters, MO
Founded
2001
Min Down Payment
10%
Min Credit Score
620
Services Loan
No.
First National Bank of America

Lender Details
First National Bank of America is a family-owned, community bank that has partnered with SELFi to provide ITIN loans and to make easier to qualify as self-employed.
NMLS
413209
Headquartered
East Lansing, MI
Founded
1996
Min Down Payment
10%
Min Credit Score
580
Services Loan
Yes.
Velocity Mortgage Capital

Lender Details
Velocity Mortgage Capital is a nationwide, direct portfolio lender dedicated exclusively to providing inveestment property loans for residential, multi-family, mixed-use, and small commerical properties.
NMLS
1717954
Headquartered
Westlake Village, CA
Founded
2004
Min Down Payment
Depends
Min Credit Score
Depends
Services Loan
Yes.
American Advisors Group

Lender Details
AAG strves to deliver the most considerate solutions and has partnered with SELFi to offer reverse mortgagees to retirees.
NMLS
9392
Headquartered
Orange, CA
Founded
2004
Min Down Payment
Reverse mortgage only
Min Credit Score
None
Services Loan
Yes.