5% Down Jumbo Loan Available in San Francisco in 2019

5% Down Jumbo Loan Available in San Francisco in 2019

Often the biggest barrier for first-time home-buyers in San Francisco is the down payment. Traditional banks usually require 20% down. In San Francisco, the median home value is a whopping $1.14 million, where a 20% down payment equates to $228,000.   5% Down, No PMI...
The Truth about Skipping Two Payments when Refinancing

The Truth about Skipping Two Payments when Refinancing

A common misconception among homeowners is whether they can skip payments when refinancing. After all, who wouldn’t want to go a couple months without a mortgage payment? The short answer is: Yes, you can go two months without a payment, however, no payments are...
Why I left my senior position at a bank to start SELFi

Why I left my senior position at a bank to start SELFi

SELFi started with a simple idea: to offer the absolute lowest interest rates. That’s it. You see, I had worked for mortgage lenders that charged higher than market rates and it didn’t feel good knowing customers could get a better deal elsewhere. I felt that...